Share Draft Account Fees
Overdraft fee with Overdraft Protection (per transfer) $1.00
Overdraft fee without Overdraft Protection (per transfer) $5.00
NSF Item Returned (per item) $32.00
NSF Item Paid (Share Draft, ACH and Debit POS) $32.00
Cancelled Share Drafts Back fee, per check $0.20
Photocopies of Share Drafts (per share draft) $2.00
Photocopies of Share Drafts by fax (per share draft) $4.00
Reconciling Share Draft Account fee (per hour) $10.00
Stop Payment fee (per request) $15.00
Share Draft Printing fee (depending upon style) Varies
Other Service Fees (applicable to all accounts)
Account Reconciliation fee (per hour) $10.00
Returned Statement fee $10.00
Statement Copy fee $2.00
Wire Transfer (incoming) fee (per transfer) $5.00
Wire Transfer (outgoing) fee (per transfer) $15.00
Money Order fee (per money order) $1.00
Visa Gift Cards (per card) $2.00
Visa Travel Money (per Card) $3.00
Account Closure fee (if closed within 1 year of opening) $5.00
Use of Fax fee (per sheet for local area) $1.00
Use of Fax fee (per sheet for out of area) $2.00
Photocopies fee (per page) $0.05
History Printout fee (15 day history) $1.00
Official Credit Union Check fee $1.00
Returned Item fee (per item) $25.00
Returned Item (3rd Party) fee (per item) $15.00
Electronic Funds Transfer Fees
ATM Withdrawals (per withdrawal, per month, 1st 5 free) $0.75
Replacement Visa Check Card fee (per card) $3.00
Debit Card fee (per month, per card -
fee waived if checking account exists)
Share Account Fees
Inactive Account
Fee per month, per share type, per member account
with no activity for 12 months
Regulation D Transactions over 6 (per transaction) $32.00
Escheatable Accounts after 3 years $25.00

Richland Office & Administrative Offices
532 Oakridge Drive
Johnstown, PA 15904
Moxham Office
522 Central Avenue
Johnstown, PA 15902
Somerset Office
PO Box 70
180 Beacon Street
Somerset, PA 15501
Ebensburg Office
169 Mini Mall Road
Suite 110
Ebensburg, PA 15931