Thank you for your interest in electronic account statements from USSCO Johnstown Federal Credit Union. This service is available to you at no cost, and will allow you to view your current and past account statements for all of your accounts on a secure website. As part of the registration process, please read the following Consent and Authorization disclosure and indicate your acceptance at the bottom.

Consent And Authorization for Electronic Transmission of Regular Account Statements

In this Consent and Authorization, the words “I,” “Me,” and “My” mean each person who electronically signs below. The words “Account Number” mean the account number that I entered to access this Consent and Authorization. The word “Account” means any and all accounts held at USSCO Johnstown Federal Credit Union under the Account Number, including but not limited to accounts held under a suffix number, such as share accounts, checking, savings, retirement, money market, certificate and loan accounts.

I understand that pursuant to My Account and/or loan agreements with USSCO Johnstown Federal Credit Union, I may be entitled to receive periodic account statements in connection with My Account, such as savings account statements and/or loan statements (“Account Statements”). By indicating my acceptance of these terms and conditions, I authorize USSCO Johnstown Federal Credit Union to discontinue sending Me such periodic Account Statements via postal mail service for My Account and to instead deliver such periodic Account Statements to me electronically (“E-Statements”). I understand and agree that USSCO Johnstown Federal Credit Union will send Me an e-mail on an ongoing basis to My primary e-mail address, as indicated below, notifying Me that My E-Statements are ready to be viewed on the USSCO Johnstown Federal Credit Union website. I understand and agree that I will no longer receive paper copies of My periodic Account Statements.

I further understand and agree that:

1. I am the authorized signer, owner, or joint accountholder of the Account(s) being accessed. If joint account(s), my consent and authorization has been authorized by each of the joint accountholders and All joint accountholders owners on the accounts are legally bound by the terms and conditions of this Consent and Authorization.

2. My electronic signature executed in conjunction with this Consent and Authorization and any electronic transactions on the Account shall be legally binding on all owners on the Accounts including myself and any such transactions performed pursuant to this Consent and Authorization shall be considered authorized by Me. Transactions performed on any Account by electronic means, which contain an electronic signature where My User ID and Password is utilized, shall be considered authorized by Me. Additionally, I agree to the Security Procedures set forth below.

3. My ongoing consent to receive subsequent Account Statements electronically is voluntary and may be withdrawn at any time. I may withdraw consent at any time in writing, by telephone or by sending USSCO Johnstown Federal Credit Union an e-mail at Memserv@usscofcu.net. Subject to USSCO Johnstown Federal Credit Union’s confirmation of My request, such withdrawal shall become effective no later than fifteen (15) days after receipt by USSCO Johnstown Federal Credit Union. Upon termination, I understand and agree that I will no longer have access to My Account Statements online and that I will receive all Account Statements in paper form via postal mail service subject to any fee as may be set forth in USSCO Johnstown Federal Credit Union’s Schedule of Fees and Charges.

4. My computer system meets the minimum system requirements set forth below. In addition, I have and will maintain a printer capable of printing any E-Statements that are e-mailed to Me and/or made available on USSCO Johnstown Federal Credit Union’s website. In the alternative, I have and will maintain the ability to electronically save and visually display on My computer screen any E-Statements that are e-mailed to Me and/or made available on USSCO Johnstown Federal Credit Union’s website. I understand that USSCO Johnstown Federal Credit Union recommends that I print a copy of any E-Statement and of this Consent and Authorization for My records.

5. I agree to maintain a valid, active e-mail address. I must promptly notify USSCO Johnstown Federal Credit Union of any change in My e-mail or postal address by contacting USSCO Johnstown Federal Credit Union at 1-814-266-4987 or at any of USSCO Johnstown Federal Credit Union’s branch locations. USSCO Johnstown Federal Credit Union is not liable for any third party-incurred fees, other legal liability, or any other issues or liabilities arising from E-Statements or notifications sent to an invalid or inactive e-mail address or postal address that I have provided.

6. If I have loan accounts with USSCO Johnstown Federal Credit Union, I understand and agree that although I will no longer receive My loan statements by mail, I will be responsible for making all regular loan payments timely either electronically by accessing USSCO Johnstown Federal Credit Union’s electronic home banking product and/or by mailing the payments to: USSCO Johnstown Federal Credit Union, 532 Oakridge Drive, Johnstown, Pa. 15904. I further understand and agree that I will be responsible for making all loan payments pursuant to the terms and conditions of the loan agreements and disclosures which may be revised from time to time and remain effective for all other aspects of the Account involved.

7. I may request a paper copy of any periodic regular Account Statement subject to any fee as may be set forth in USSCO Johnstown Federal Credit Union’s Schedule of Fees and Charges.

8. I understand and agree that USSCO Johnstown Federal Credit Union reserves the right to change the terms and conditions of this Consent and Authorization. USSCO Johnstown Federal Credit Union will notify Me before the effective date of any change. This means USSCO Johnstown Federal Credit Union will e-mail Me notice using the e-mail address Credit Union currently has on file. By accessing My E-Statements after I receive any notice of change will constitute My agreement to such change(s). Credit Union reserves the right to discontinue the E-Statements program at any time.

9. The terms and conditions in this Consent and Authorization only apply to the E-Statements program. Provisions in other USSCO Johnstown Federal Credit Union agreements and disclosures, including but not limited to USSCO Johnstown Federal Credit Union’s Account Disclosure and in any and all loan agreements and disclosures, may be revised from time to time and remain effective for all other aspects of the accounts involved.

10. I understand USSCO Johnstown Federal Credit Union will send Me an e-mail on a monthly basis notifying Me that my E-Statement(s) are ready to be viewed. In order for USSCO Johnstown Federal Credit Union to notify Me of my E-Statement delivery, it is My responsibility to inform USSCO Johnstown Federal Credit Union with any changes in My e-mail address, by contacting USSCO Johnstown Federal Credit Union at 1-814-266-4987 or at any of their branch locations. I understand I may cancel this authorization at any time upon written request at which time USSCO Johnstown Federal Credit Union will resume mailing of all my future periodic statements and I will no longer have access to My statements online.

Security Procedures: I AGREE THAT USE OF A MY USER NAME AND PASSWORD TO SIGN UP FOR THE E-STATEMENTS PROGRAM AND TO ACCESS MY ACCOUNT STATEMENTS CONSTITUTES A REASONABLE SECURITY PROCEDURE. I further understand that if I disclose My PIN to other people, they may also have the ability to access My E-Statements, and I will be responsible for any transactions they may complete. I agree to notify USSCO Johnstown Federal Credit Union immediately if I believe any of My accounts have been accessed by an Access Device, a PIN, or My User Name and Password without My permission to access My accounts.

Minimum System Requirements: To receive and review disclosures electronically, and to view, download, and print E-Statements, you will need Microsoft Internet Explorer version 5.0 or higher, or Netscape version 6.0 or higher, or Mozilla and Adobe Acrobat Reader version 5.0 or higher. For Macintosh users, we suggest Microsoft Internet Explorer version 5.0 or higher or any version of Firefox. Cookies and JavaScript must be enabled in the browser options.