Sallie Mae

Smart Option Student Loan®
Paying for College the Smart Way
As more Americans pursue their dream of higher education, many students are looking for ways to fund the gap between financial aid and college expenses. That’s why USSCO Federal Credit Union has partnered with Sallie Mae® to offer you the Smart Option Student Loan®, so that students and families can choose from three repayment options designed to help you pay off your loan faster and save money compared to a conventional private loan. With competitive interest rates, flexible repayment options, and a choice of variable or fixed interest rates, the Smart Option Student Loan is a responsible choice.
Features and benefits of the Smart Option Student Loan include:
• We offer a choice of competitive fixed and variable interest rates providing even more choice and flexibility
• No origination fees and no prepayment penalty
• Multiple in-school repayment options available
• Borrower benefits available—like rewards and interest rate reductions
• Rates that reward creditworthy borrowers
• Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
• 24/7 online account management
Investing in higher education continues to be one of the best decisions you can make—and we want to help make it happen. Together, we can do this. Find resources for navigating the college application process, learn more about the Smart Option Student Loan, and apply online at

USSCO Federal Credit Union is not the creditor for these loans and is compensated for the referral of Smart Option Student Loan customers. This information is for borrowers attending degree-granting institutions only. Credit criteria and eligibility requirements apply.
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